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POSITION PAPERS

Fallback to Chip Payment Application - The SPA Position - July 2013

Smart payment association - article blog

 

Today’s payments industry is characterized by change. New form factors are appearing, demanding a new ecosystem of advanced readers. Contact, contactless and mobile device payments are likely to feature an increasing array of branded payment scheme applications. Terminals, cards and devices are going to have to support legacy applications as well.

 

We’ll see different applications and services being executed in different ways, with different levels of functionality, on differing platforms. As the industry suits up for a migration program to this new generation of smart payments cards (and its supported ecosystem), we have all the ingredients for interoperability incidents. And they’ll need to be fixed fast. .

 

The SPA believes that the need to architect some kind of fall back solution is required.

 

This document détails the SPA's Fall Back to Chip proposal.  

 

 

  pdf 13-07-03 PP software Fallback Final.pdf (131 KB)  

 

 

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SPA - smart payment association

CONTACT
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Company responsible as defined by the Press Law, Supplier of Services and Systems in the Media and Telecommunications sector:

Smart Payment Association e.V. PO Box 800729, D-81607 Munich, Germany

 

Management Board: Andreas Strobel, Sylvie Gilbert, Alen Lopez, Julien Drouet

 

Commercial Register:Amtsgericht Munich VR 1898

 

VAT Registration Number:DE262904711