get('text_top_button', JText::_('DEFAULT_GOTO_TOP_TEXT'))*/?>
get('text_bottom_button', JText::_('DEFAULT_GOTO_BOTTOM'))*/?>


In stark contrast to today's ultra-connected online lifestyles, the primary method for distributing credit and debit card PIN codes to cardholders remains the postal service.

It is slow, outdated, with inherent security weaknesses.

There is, however, an opportunity to change all this.

PIN by SMS distribution offers the opportunity for card issuers to get PINs into the hands of their consumers faster, more cost effectively and more securely than ever before.

SPA Smart Payment Association - Follow-usSPA Smart Payment Association - Facebook SPA Smart Payment Association - Twitter SPA Smart Payment Association - Linkedin SPA Smart Payment Association - youtube SPA Smart Payment Association - slideshare SPA Smart Payment Association - google +

SPA - smart payment association


Company responsible as defined by the Press Law, Supplier of Services and Systems in the Media and Telecommunications sector:

Smart Payment Association e.V. PO Box 800729, D-81607 Munich, Germany


Management Board: Andreas Strobel, Sylvie Gilbert, Alen Lopez, Julien Drouet


Commercial Register:Amtsgericht Munich VR 1898


VAT Registration Number:DE262904711