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POSITION PAPERS

Instant Issuance - A White Paper by SPA - December 2013

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PIN by SMS - A White Paper by SPA - December 2011

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Business Continuity Management in the Payment Card Industry - A White Paper by SPA - December 2011

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Private Label Payment Solutions - A White Paper by SPA - November 2011

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Investigating the myths and realities of contactless payment fraud - An SPA Paper - April 2016

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Investigating the myths and realities of contactless payment fraud - A Q&A by SPA - April 2016

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PSD2 - The SPA Position - January 2016

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MIF Regulation: have you paid attention to article 10? - December 2015

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Is Host Card Emulation (HCE) the big enabler for Mobile Contactless Payments? - December 2015

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Creating a competitive market for interoperable Mobile Wallets* - An SPA Position Paper - Feb 2015

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Driving Forward with Tokenization and HCE - An SPA Position Paper - October 2014

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Tokenization and Protection of Card Data for Online Payments - An SPA Position Paper - May 2014

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Cloud Computing Versus Card - An SPA Position Paper - November 2013

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Managing the UICC Certification Lifecycle - An SPA Position Paper - November 2013

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The New European Directive on Payments (PSD2) - SPA’s Position - September 2013

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Fallback to Chip Payment Application - The SPA Position - July 2013

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Certification on Mobile Payment Platforms - The SPA Position - April 2013

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Security for Mobile Payments - The SPA Position - February 2012

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Electrostatic Discharge (ESD) in Payment Terminals - The SPA Position - February 2012

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EMV is neither a 20-years-old nor an obsolete technology but simply the best solution

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