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POSITION PAPERS

Instant Payments at the Point of Sale - Looking at opportunities for the Forecourt Retailer - October 2019

 Instant Payments Forecourt s

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Quantifying the Potential of Utilizing Technology to Integrate EU Financial Markets - An SPA Insights Paper - April 2019

 financial markets integration

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Biometrics, Payment & GDPR, An SPA Analysis - March 2019

 Biometrics Payments GDPR 2

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IoT Payments: addressing the protection problem - An SPA Paper - February 2019

Iot payments security s

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Fast, Frictionless and Secure – Seamless and Strong Authentication Experiences for Successful Consumer Retail Journeys - An SPA Paper - January 2019

frictionless retail journey

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Biometrics in Payment - New SPA Analysis and Position Paper

Biometrics-Payment-Card.jpg

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Regulatory Technical Standard on Strong Customer Authentication - New SPA Analysis and Position Paper

 strong customer authentication

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The Role of Identity in Digital and Virtual Currency Schemes

 

Smart payment association - article blog

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SPA's Position on the European Banking Authority (EBA)'s Consultation on the Draft recommendations on outsourcing to cloud service providers under Article 16 of Regulation (EU) No 1093/20101

Smart payment association - article blog

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Could Cooperative Competition Offer a Way Forward for Banks and Fintechs?

Fintech

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Wearable Tech: A Growing Payment Opportunity - An SPA White Paper - July 2017

shutterstock 515729116

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Instant Payment Systems Security - An SPA Paper - April 2017

shutterstock 514764796

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Transitioning to a Cashless World – the Current State of Play - January 2017

Cashless World
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RTS ON STRONG CUSTOMER AUTHENTICATION - The SPA Position - December 2016

b2ap3 small RTS SPA postion

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Is there a case for the regulation of tokenization services - An SPA Paper - May 2016

Smart payment association - article blog
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Contactless Payment Benefits & Worldwide Deployments - Food for thought for US issuers - April 2016

Smart payment association - article blog
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Strengthening Card Authentication: a migration to DDA - An White Paper by SPA - July 2015

Smart payment association - article blog
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Biometrics for Financial Services - A White Paper by SPA - December 2013

Smart payment association - article blog
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Instant Issuance - A White Paper by SPA - December 2013

Smart payment association - article blog
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PIN by SMS - A White Paper by SPA - December 2011

Smart payment association - article blog
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Business Continuity Management in the Payment Card Industry - A White Paper by SPA - December 2011

Smart payment association - article blog
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Private Label Payment Solutions - A White Paper by SPA - November 2011

Smart payment association - article blog
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Investigating the myths and realities of contactless payment fraud - An SPA Paper - April 2016

Smart payment association - article blog
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Investigating the myths and realities of contactless payment fraud - A Q&A by SPA - April 2016

Smart payment association - article blog
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PSD2 - The SPA Position - January 2016

Smart payment association - article blog
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MIF Regulation: have you paid attention to article 10? - December 2015

Smart payment association - article blog
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Is Host Card Emulation (HCE) the big enabler for Mobile Contactless Payments? - December 2015

Smart payment association - article blog
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Creating a competitive market for interoperable Mobile Wallets* - An SPA Position Paper - Feb 2015

Smart payment association - article blog
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Driving Forward with Tokenization and HCE - An SPA Position Paper - October 2014

Smart payment association - article blog
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Tokenization and Protection of Card Data for Online Payments - An SPA Position Paper - May 2014

Smart payment association - article blog
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Cloud Computing Versus Card - An SPA Position Paper - November 2013

Smart payment association - article blog
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Managing the UICC Certification Lifecycle - An SPA Position Paper - November 2013

Smart payment association - article blog
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The New European Directive on Payments (PSD2) - SPA’s Position - September 2013

Smart payment association - article blog
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Fallback to Chip Payment Application - The SPA Position - July 2013

Smart payment association - article blog
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Certification on Mobile Payment Platforms - The SPA Position - April 2013

Smart payment association - article blog
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Security for Mobile Payments - The SPA Position - February 2012

Smart payment association - article blog
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Electrostatic Discharge (ESD) in Payment Terminals - The SPA Position - February 2012

Smart payment association - article blog
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EMV is neither a 20-years-old nor an obsolete technology but simply the best solution

Smart payment association - article blog
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