PRIVACY POLICY
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Last updated on 8th September 2025
“The contact information [name, firstname, e-mail, login, company, field of work, country] that you give or have given through the ‘contact’, ‘sign up’ or ‘subscribe to newsletter’ pages of this website or that we have collected based on our legitimate interest, is collected under the responsibility of SPA, a German association registered under the Federal Republic of Germany.
Smart Payment Association e.V. PO Box 800729, D-81607 Munich, Germany
By giving the aforesaid contact information you have expressed your consent that it is collected for the purpose of subscribing to professional SPA news and marketing activities.
In any case SPA estimates to have a legitimate interest in doing so, for pursuing its marketing activities.
This aforesaid contact information shall be registered during five years and only the SPA Marketing Director maintaining the SPA website has access to it.
You will address any complaint you may have relatively to your personal data by e-mail exclusively at this contact point:
and it will be answered in writing without undue delay.
The withdrawal of your consent shall not affect the lawfulness of processing based on consent before its withdrawal.
You have the right to request access to and rectification or erasure of personal data or restriction of processing concerning yourself or to object to processing as well as the right to data portability.
You have the right to lodge a complaint with a supervisory authority, under the meaning of GDPR i.e. The REGULATION (EU) 2016/679 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation).”
Contact information
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Editor and contact information
This website is managed by Smart Payment Association e.V, Smart Payment Association e.V. PO Box 800729, D-81607 Munich, Germany.
Commercial Register:Amtsgericht Munich VR 18989
VAT Registration Number:DE262904711
Management Board: Andreas Strobel, Alain Martin and Jacques Doucerain.
The publishing director is the Management Board.
Information on the web host
SCALEWAY S.A.S
BP 438 F-75366 Paris Cedex 08
www.scaleway.com
Information on design & webmastering
MAGIRIS
16 avenue de Paris, 78000 Versailles (France)
www.magiris.fr
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Cookie Policy & Other Trackers
This policy explains how Smart Payment Association (“we”, “us”) uses cookies and similar technologies on smartpaymentassociation.com. “Cookies” here is used broadly to include any technology that reads or writes information on your device (e.g., HTTP cookies, local storage, web beacons/pixel tags, scripts, and fingerprinting). For information about how we process personal data more generally, see our Privacy Policy.
1. Your Choices
On your first visit, you are offered a choice to Accept all, Reject all, or Customise your preferences by category. You can change your choices at any time via the “Cookie preferences” link (usually in the footer) or using the button below.
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Categories & Services Used
1. Necessary (essential)
These trackers are required for the site to function (e.g., security, load balancing, consent logging). They are always active and do not require your consent.
2. Analytics
- Google Analytics 4 (gtag.js) — Provider: Google Ireland Ltd.
Purpose: audience measurement and site usage statistics.
Legal basis: consent.
Data: pseudonymous identifiers, device/browser information, page interactions.
Retention: according to Google’s defaults/configuration.
More info: About data on partner sites • Google Privacy Policy
We enable Google Consent Mode v2 so that, before consent, only limited, cookieless pings may be sent and no Analytics cookies are stored. GA4 loads only after you consent to the “Analytics” category.
3. Media
- YouTube embedded player — Provider: Google Ireland Ltd.
Purpose: display and play embedded videos.
Legal basis: consent.
Data: IP address, device/browser identifiers, playback and interaction events, approximate location.
More info: About data on partner sites • Google Privacy Policy
Videos are blocked until you consent to the “Media” category. Where possible we use YouTube’s Privacy-Enhanced Mode (youtube-nocookie.com), but YouTube may still set cookies or collect data when you press Play.
4. Marketing
- LinkedIn Insight Tag — Provider: LinkedIn Ireland Unlimited Company
Purpose: conversion measurement and remarketing on LinkedIn services.
Legal basis: consent.
More info: Privacy • Cookies • Ad controls - Meta (Facebook) Pixel — Provider: Meta Platforms Ireland Ltd.
Purpose: conversion measurement and remarketing on Meta services.
Legal basis: consent.
More info: Privacy • Cookies
International Transfers
Some providers may process data outside the EEA (e.g., in the United States). Where applicable, such transfers rely on appropriate safeguards (e.g., adequacy decisions or standard contractual clauses). See the provider’s documentation for details.
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How to Control Cookies in Your Browser
You can also configure your browser to block or delete cookies. Doing so may impact site functionality. See instructions from your browser provider (e.g., Chrome, Firefox, Safari, Edge).
