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WHITE PAPERS

Biometrics for Financial Services - A White Paper by SPA - December 2013

Smart payment association - article blog

 

This paper sets out the SPA vision on financial match-on-card payment and provides a framework of the guiding principles, specifications and best practices required to underpin the expansion of biometrics into financial applications.

 

  pdf 13-11-18 WP SPA Biometrics For Payment Final.pdf (924 KB)  

 

 

The introduction of biometric cardholder verification represents an important step forward for the finance industry, opening the way to eliminating fraud for issuers and cardholders, reducing costs, and providing the additional security and identity verification required to support remote or cross-border transactions.

 

SPA reviews how today’s proven biometric technologies deliver the security, privacy and performance the financial services industry needs, setting out the SPA position on how biometric Match-on-Card authentication delivers definitive advantages in terms of security and data privacy.

 

Adding biometric functionality to an EMV card has the potential to facilitate access to financial services for previously hard to reach populations and opens the way to provisioning a range of services that require a legally accepted digital signature – from subscribing to a new financial service through to proceeding with a mobile commerce transaction or the download and transfer of electronic money.

 

 

  pdf 13-11-18 WP SPA Biometrics For Payment Final.pdf (924 KB)  

 

 

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CONTACT
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Company responsible as defined by the Press Law, Supplier of Services and Systems in the Media and Telecommunications sector:

Smart Payment Association e.V. PO Box 800729, D-81607 Munich, Germany

 

Management Board: Andreas Strobel, Sylvie Gilbert, Alen Lopez, Julien Drouet

 

Commercial Register:Amtsgericht Munich VR 1898

 

VAT Registration Number:DE262904711